Wednesday, October 22, 2014

7 Keys To Protect Your Online Human Endeavor


              I can’t help but to share which to me significant information vis-à-vis Information Age re using your credit card number and so with your Social Security number over the phone.

               Item number one to consider invest a shredder. Why? This is to make it sure that any receipt or statement as to your personal circumstances should be shredded.

               Worth of note is the fact that many of the so-called identity theft occurs online or shall we called it cyber theft…hence, be smart when you’re in your computer (connected online/WiFi), and here some basic tips so to speak to remember:

  1. Only use your own computer/laptop to do your business transaction such as doing  your online stock trading or any other personal financial affairs.

2. Please bear to remember not to use public library; it is suggested not to use your laptop on the free wireless network such as in the coffee shop or any establishment having a WiFi zone.

3. Don’t click on pup-ups. (if you want to know why, yes you can Google the same for further details, OK)
                   
4. Always and do it always to log off as soon as you ended up/finished your online financial transaction such as online banking or credit card  business deal.

5. Don’t download anything unless you are sure that the same is safe, and the site has been verified.

6. Make a so-called exceptionally ingenious password (obvious reason)

7. Make it a deal to yourself to have your unit run with antivirus and/or security software, and only your trusted technician will do it.

Be ProActive and Smart Online….

                  Do you have your cyber security tips to share? Please feel free to write at the box below...


Jay Tan Finance Hub  

Friday, April 18, 2014

Filipino Domestic Workers Law Institutionalize

Photo Credit untvweb.com

I am motivated to upload it here in our hub with the sole purpose of informing you more about Batas Kasamabahay here in our beloved Philippines.

First, to inform you that the line agency who handled the jurisdiction as to rules and regulations is no other than Department of Labor and Employment (DOLE). Bare to note that a Kasamabahay defines as a person engage in domestic work.

Moreover, the employment relationship is likened to a household, nursemaid or Yaya, cook, gardener, or stay in laundry person.

For informational purposes only, it is best to remember year ago when the said law came into being, the same institutionalized the basic rights of domestic worker as to the salary, rest period, service incentive leave, 13th month pay and social security benefits enshrined by law.

Note well that these are reflected in the implementing rules-procedure. What about you do you have a friend over here in the Philippines who tendered some sort of domestic works? If so, kindly tell the said fellow that under the Kasambahay Act with its implementing rules-procedure, a Kasambahay:

               1. Must be be afforded the opportunity to finish basic education, which shall consist of elementary and secondary education; 

               2. The Kasambahay Act with its implementing rules-procedure mandates the Technical Education and Skills Development Authority (TESDA) to facilitate access of a Kasambahay to efficient training on technical-vocational education, and to coordinate with the National Wages and Productivity Commission (NWPC) and the Regional Tripartite Wages and Productivity Boards (RTWPBs) to develop a skill/competency-based pay system.

               3. Recognizing the vulnerability of domestic workers to different forms of abuse, the IRR establishes a mechanism for the rescue and rehabilitation of an abused.

              4. For the recovery and rehabilitation of an abused Kasambahay, the implementing rules-procedure mandates that he/she be provided with a temporary shelter, counseling, free legal services, medical or psychological services, livelihood and skills training, and other relevant services as may be necessary.

Anchored on the aforementioned support and protection elements, Kasambahay's implementing rules-procedure creates a rescue team composed of the following officials:

               (a) the municipal or city social welfare officer;

               (b) the concerned barangay officials, and

               (c) a proper law enforcement personnel.

Worthy of note that he rescue team must immediately respond to any report of abuse, and ensure the full protection of the rights of the rescued Kasamabahay while under its control and custody. 

And here is the beauty because the Kasambahay Law directs the parties to execute a written employment contract before the commencement of the service of a Kasambahay. The contract must be in a language or dialect understood by both the Kasambahay and the employer.

Make it simple because a long and tedious contract is not only painstaking to read but it boils into nothing.

Important things to be indicated in the contract are as follows:

          1. The Contract should be written in Filipino or regional dialect such as Cebuano, Ilonggo, Ilocano and or those dialect best understood by the parties customary used.

         2. Contains provisions relating to the Kasambahay’s duties and responsibilities, rest days and leaves, and compensation and benefits among others.

        3. Be sure that the contract must contain spaces for signature witnesses/parties.

Importantly, as put in the implementing rules-procedure, either party may request the Punong Barangay or his/her designated officer to read and explain the content of the contracts and to serve as witness thereon.

That is why if you're reading this and one of your friends or your relatives thinking to work temporary as Kasamabahay, kindly please give it a shout for him/her as to the rights on Kasamabahay.

What about you do you have tidings to share as to rights of Kasambahay? Please share over here at the box provided for humanity, and feel the good karma circulating to land in your domain.

All the best in us to shine, and let us ExecuteDifferently!

Jay Maghuyop Tan

P.S. My only request from your end if you find this post endowed with sense and usefulness, can you share so that others will know also. Maraming Salamat...